Buying automobiles

Buy and Sell Right

»Posted by on Oct 14, 2014 in Buying automobiles | Comments Off on Buy and Sell Right

Buying a car may be more complicated than you think. There are many things to consider and that’s where this infographic comes into its own. It knows that buying a new car is rather expensive and so this takes you through facts and figures that all revolve around buying and selling second hand cars.

When you buy a car you must be thinking about selling it. People get bored of cars, plus our needs change and so we might have a car for 5 years before needing, or wanting, a change of pace. That is why when you buy a car, make sure you’re going to be able to get rid of it again easily; and get a good load of cash in the process. For instance pay attention to what sells well online (can be found on the infographic) as this way you know what makes of cars are popular and what are going to sell – however, be warned that if a car is popular there might be more of them on the market which might mean that you’re waiting longer to off load your set of wheels. Read the graphic, apply a little common sense and you’ll be fine.

The UK's 2nd hand car market - things your auto-know!
The UK’s 2nd hand car market – things your auto-know! is an infographic that was produced by Gumtree

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How to Find the Best Used Cars Within your Budget

»Posted by on Jul 28, 2014 in Buying automobiles | Comments Off on How to Find the Best Used Cars Within your Budget

OKnow your Budget

Before you even get started looking for a vehicle, determine your budget. Take a look at your finances and see how much money you have saved for a full purchase or how much of a monthly payment you can afford. By doing this, you will know exactly how much money you have to spend for a used car purchase. This will help you to avoid heartbreak when you find a great used car, only to find out it is not within your budget.

Consider the Type of Car

Once you have your budget in place, determine the type of car you need. Do you have children? Do you need the vehicle for work purposes? These are the types of questions you need to ask yourself. If you are using the vehicle for work purposes and will need space to haul items, a truck is your best choice. If you have children, you will want to purchase a four door car to have room for car seats or older children. It is important to consider the reason for the vehicle to make sure you make the right purchase choice.

Begin your Search

You are now ready to begin your search. This process takes time if you want to receive the best deal. Visit several car dealerships to get an idea of what type of car you like. Test-drive any vehicles of interest. Do not be overwhelmed by sales people. Simply say you want to test drive cars and nothing more. This way, you will get a feel for what type of vehicle you would like to own. Try to narrow down your interests between 1 and 4 vehicle types or makes.

Research, Research, Research

After you have narrowed down your choices, you will want to do your research. Visit the website of the Kelley Blue Book to determine the values for the vehicles you are interested in. You want to know the value so that when you find this type of vehicle for sale, you know you are getting a good deal. Learn as much as you can about the car or cars you are interested in so you have options when searching for a vehicle. Now, use car dealership websites, the local paper or want ads to find out what used vehicles are for sale in your neighborhood. Stretch your search to neighboring cities if you are looking for a particular vehicle.

By expanding your search and researching the vehicle of interest, you will be able to get the best deal possible. If you are able, save money ahead of time to be able to pay cash, which will help you purchase a used vehicle at an even lower price!

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How to find the Best Second Hand SUV’s within Budget

»Posted by on Jul 17, 2014 in Buying automobiles | Comments Off on How to find the Best Second Hand SUV’s within Budget

ADo Your Research

The first step you need to take is to do your research. Determine the type of SUV you would like and then learn as much as you can about the vehicle. You need to know the common price of such a vehicle, any recalls, common issues, etc. This way, you will know that if you find a vehicle you like, you will be able to determine if the SUV is the best option for your money. You want to make a good investment so that the SUV will last you for a long period of time.

Understand the Value

You must also understand the value of the vehicle you wish to own. By using such services as Kelley Blue Book, you can see the value of a certain car in different conditions such as Poor or Very Good and then determine the sale price. This will help you to understand if you are getting a good deal or if the seller is trying to take more money than the car is worth.

Local Paper

To begin your search, try the local paper or classifieds. This will show you sales in your area that is by individuals as well as car lots. Dealing with either an individual or lot will allow you to negotiate the price. However, a car lot will have the added bonus of trading in your vehicle or taking out a loan for the used SUV. A car lot may also have more vehicle choices as an individual will only have 1 vehicle for sale. Purchase a local paper regularly during your search and circle vehicles you are interested in and then go back to make contact with each seller to learn more about the vehicles for sale.

Search Online

To expand your search, go online. With the internet, you have the option of reaching a larger audience as well as search areas that are within a close driving distance to your home. For example, if you live in a large city, a used SUV may cost around $15,000. But, if you look at cities that surround you, smaller towns, you may be able to find a similar vehicle for $12,000 or less. The prices can be much higher in larger more populated towns, so you will get a better deal by expanding your search.

Overall, it is important to do your research and not settle on the first vehicle you find. You want to be able to earn the best deal and you might not be able to do so if you jump on the first vehicle you find. Be patient and focus on finding the best deal. Visit local car lots and test drive several used SUVs so you can get a feel for the vehicle and determine which option will work best for you and your family. The process may be longer and more involved, but you will not be disappointed!

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Some great ways that you can cut down on household costs

»Posted by on Jan 17, 2014 in Buying automobiles, Money Tips | Comments Off on Some great ways that you can cut down on household costs

For people that are struggling with money on a monthly basis, it is necessary for them to do all they can to ensure that they are cutting down on costs in every area. Although cutting down a small sum in one area of your life may seem insignificant, when you add it up with all the other areas it soon becomes a significant saving. One of the largest areas of spending in a person’s life is costs related to their place of living, something that includes utility bills and also one-off purchases for household items and appliances. Something that can be agreed on is the fact that all of these costs are absolutely necessary for your standard of living, and they are something that you must dedicate a large amount of your monthly budget to. However, household costs are commonly one of the areas that many people ignore as they believe they are absolutely necessary, when in fact there are many things you can be doing to help cut down on your costs every month. If you are someone that is struggling to manage your finances each month, below are some great tips that you can follow that can help you cut down on household costs and save you a significant sum of money over time.

Be sparing when using utilities

One of the largest household overheads will be your utility bills each month, something that will vary depending on the size and nature of your property. Heating bills are undoubtedly one of the largest costs every year, and this is especially so during the cold winter months. While your home must be warm in order for you to be comfortable, there are many things you can be doing to ensure that you don’t have to pay so much for heating. This includes making sure that your home is well insulated at all times, including closing all windows and doors and making sure there are no gaps to the outside world. As well as this, you can cut down on your electricity bills by ensuring your lights are always switched off when you’re not at home or in a certain room.

Look around for great deals for appliances

All homeowners will understand that it is necessary for them to replace certain household appliances over time, as many appliances simply deteriorate in condition as time goes on. Because many common household appliances are very expensive to replace, this can often take a large chunk out of your bank balance and leave you struggling to pay for other necessary daily items. What you can do to ensure that you get the best value for your money is to look around widely on the market and compare prices between certain items, something you can do easily on the Internet. You can often find that many shops have deals on at certain times of the year, and you can save a lot of money by capitalising on deals and sales.

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Motorbike Licensing Laws Explained

»Posted by on Sep 5, 2013 in Buying automobiles, Partners | Comments Off on Motorbike Licensing Laws Explained

It’s important to be aware of the licensing laws associated with owning a motorbike and being legally allowed to drive it; this can cover everything from the different stages of getting a license, as well as mandatory insurance requirements. Given the costs associated with owning a motorbike and getting a license, it is important to compare the market to save money on motorbike insurance, which can help you to find a policy that’s right for your needs. What, then, are some key parts to motorbike licensing laws that you need to understand?

Primarily, you need to complete a Compulsory Basic Training course and pass a theory test – you can start learning to ride a motorbike at aged 17, but will only be able to be tested on and drive a 125 cc motorcycle with a power output of no more than 11 kW. The license you take at this stage of learning is known as an A1 license, and is intended to make drivers confident and safe with riding low powered bikes when they first get out onto the road.

At 19, you can apply to take an A2 license, which means that you can ride a bike with an engine size of up to 395 cc, and a power output of 35 kW – this license can then be followed by a Full A license from aged 21, which allows you to ride 595 cc bikes and larger vehicles. If you’re already aged over 24, you can also opt for a direct access course, whereby you skip the earlier A1 and A2 licenses and go straight to a full license.

In terms of vehicle ownership laws, you’ll need to pick up a V5C registration certificate, a tax disc and a recent MOT certificate if you’re going to be learning on a motorbike. You also need motorbike insurance, which is covered by Continuous Insurance Enforcement regulations – even if you’re not riding a bike, you still need cover, and can receive a fixed penalty of £100 if you fail to comply with rules; this can escalate to fines and driving bans if you continue to avoid buying insurance.

The minimum legal cover you need for a motorbike is third party insurance, which will pay out damages to another person; you can also upgrade to third party fire and theft insurance, as well as to comprehensive insurance, which will cover all damages and theft. It’s also worth exploring specialist motorbike insurance if you’re riding a classic or modified bike, while younger and new drivers should shop around to get the best possible quote when they’re starting out.

It’s worth reviewing rules and regulations over motorbike licensing and insurance every few years, although these are unlikely to change too drastically as the most recent revision to the law was made in January 2013. Getting the right insurance, though, can be achieved by comparing the market for specialist cover that can work with you to create a tailored policy, making it easier to save money and stay within the law.

Author Bio: Jane is a motorbike rider and tourer. She recommends comparing the market as much as possible to save money on motorbike insurance. She also blogs about her overseas motorbike trips, and recently returned from a journey to China.

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Top Tips to Planning a MINI Adventure

»Posted by on Aug 7, 2013 in Buying automobiles | Comments Off on Top Tips to Planning a MINI Adventure

Have you ever thought about planning a MINI adventure? One of the main appeals of a MINI is its versatility and durability for long drives, and whether you own or rent a MINI, it’s worth considering a long distance trip; this might be for charity, for a holiday, or just a weekend break to somewhere near to your home. When planning a MINI adventure, you need to think about areas like finding the right model, getting insurance and parts, and where you can go to make the most of a MINI.

Getting the right MINI model for your trip means considering what size and speed you want – you may want to use a classic MINI Hatch or a MINI Cooper, with the latter offering greater speed and aerodynamic handling. Alternatively, you might want to bring the family along in a MINI Countryman or Paceman, or you may want to enjoy the sun with a MINI Convertible. It’s possible to get excellent deals on a new or used MINI from a Cooper MINI dealership, where you can also receive extended warranties and genuine replacement parts.

In terms of where you go for your MINI adventure, the amount of time you can afford to take off, and the resulting cost, need to be weighed up. For an epic drive, you might want to rent a MINI in the United States for a cross country trip. Alternatively, you could drive your MINI through the Eurotunnel to France for a long distance drive through Europe. For weekend adventures, you can enjoy pushing a MINI to its limits on the back roads of the UK.

When budgeting for a road trip, you need to think about some travel basics like fuel costs, as well as what your day to day spending is going to involve. Are you going to camp or stay in hotels along the way, and will you need to add any storage items to your MINI like a roof rack? Similarly, can you save money on food by bringing along supplies and a cooler, and are there any particular places where you can safely lock up your MINI for the night?

In terms of general safety, it’s important to pick up the right kind of car insurance for a trip. Check to see whether your existing insurance covers trips overseas, and consider whether it’s worth getting specialist breakdown cover. If you’re buying a MINI through an authorised dealership, you may be able to sign up for overseas breakdown cover and access to replacement parts and approved garages before you travel.

Other issues that you should check before going on a MINI adventure include seeing whether you can make navigation easier on yourself through travel apps; inbuilt sat navs in MINIs can potentially allow you to avoid mobile phone roaming charges if you are going abroad, while you can also sync up your social media and maps with tablets and laptops if you need to keep travel documents in one place.

Taking these steps can ultimately help you to enjoy the best possible MINI adventure.

Sophie Wiggins is a freelance writer and inspired explorer.

She is currently working with Cooper MINI to raise awareness of the many dealerships up and down the UK. Sophie loves exploring in a MINI and thinks it’s size makes it ideal for ad hoc travelling.

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